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Apple Card Cash Back :. It's just like having cash in your wallet, but it's also used like a credit card, so it needs to be kept safe. You aren't borrowing money for the charges you make. This question is about the apple card @elielio 03/26/20 this answer was first published on 03/26/20. One of the smartest things you can do is back up your files so that they're. Navigating the world of credit card offers can leave your head spinning.